We design our personal finance curriculum specifically for beginner to intermediate learners. No matter your starting financial literacy level, our goal is to provide the foundational knowledge to become adept at managing your money. We provide regular updates via email and phone calls, and we also have an online portal where you can track progress on your services. Our team includes certified professionals in financial literacy, credit repair, and tax preparation ready to help you every step of the way.

Credit repair involves identifying and disputing inaccuracies on your credit report, improving your credit score over time. This can be done by reviewing your credit report for errors, such as incorrect account information, late payments that were paid on time, or outdated information. Once identified, you can dispute these inaccuracies with credit bureaus. Additionally, responsible credit management, like paying bills on time and reducing debt, contributes to better credit health. Our process includes a comprehensive review of your credit report, identifying inaccurate or outdated information, and disputing these items with the credit bureaus on your behalf.  Many clients start seeing improvements within 3 to 6 months, depending on their individual circumstances and credit history.

We offer term life, whole life, and universal life insurance policies, each designed to meet different financial needs and goals. We work closely with you to understand your financial situation and tailor a policy that fits your needs. Life insurance can serve as a powerful financial tool for building generational wealth by providing a tax-free death benefit to beneficiaries, ensuring financial security for future generations. By leveraging cash value accumulation in permanent life insurance policies, policyholders can access funds for investments, education, or emergencies, enhancing their family's financial stability. Additionally, strategic planning and trust structures can optimize life insurance benefits, allowing families to pass on wealth while minimizing estate taxes and maximizing the legacy left for heirs.

Our services include accounts payable and receivable management, bank reconciliations, financial statement preparation, and payroll processing. Using bookkeeping and payroll systems helps ensure accurate financial records, which are essential for making informed business decisions. By streamlining payroll processes, businesses can improve employee satisfaction and retention, ultimately leading to enhanced productivity. Additionally, effective bookkeeping provides insights into cash flow and expenses, allowing for better budget management and financial planning

Yes, we provide comprehensive tax planning throughout the year to help you maximize deductions and minimize tax liabilities. Tax planning and preparation are crucial for optimizing tax liabilities, ensuring that businesses take advantage of available deductions and credits. Furthermore, thorough tax preparation minimizes the risk of audits and penalties, providing peace of mind and allowing business owners to focus on their core operations. We offer audit support, including assistance with gathering documentation and representing you in front of the IRS if needed.

We assist clients in securing various funding options including business loans, lines of credit, and vendor credit accounts. We guide you through registering your business, obtaining an Employer Identification Number (EIN), and using trade lines to build your credit profile. Securing appropriate business funding is vital for growth, allowing companies to invest in new projects, expand operations, and improve cash flow. Additionally, establishing a strong funding strategy can enhance credibility with investors and lenders, making it easier to access financial resources when needed.